NuLine News

NuLine Insurance Services

NuLine Insurance Services is dedicated to finding you the right insurance to insure your growth. We provide quality auto, home, business, and ag insurance.

Claim Corner

This time of the year, the deer are moving. With farmers harvesting, that means deer are looking for new places to hide. As an insurance agent, we get reports of deer accidents very frequently. In North Dakota, you are not required to legally report a deer hit to the police unless it is over 4k of damage. To be covered for a run in with a deer, you need to have comprehensive coverage as part of your insurance policy. If you should swerve to hit a deer, your insurance claim would actually be filed under your collision piece in your policy.
· On average, there are between 175 and 200 fatalities and over 10,000 injuries every year caused by deer accidents.
· The odds of hitting a deer with a car in the US are 1 in 116.
· Deer kill approximately 120 people a year.
· About 80% of the hunting population hunts big game, as the deer hunting statistics reveal.
· The cost of deer related accidents rose from $162 to $4314 in just one year.
· Hunters kill approximately 6 million white-tail deer living in the wild every year.
· The average lifespan of a white tail deer in the US is 435 years.
· Every year, deer travel approximately 3000 miles.
· Some deer herds can have 100,000 members.

Recipe of the Month-

Garlic Cheese Pull Apart Bread


Ingredients:
1 1/2 tsp garlic powder
1/2 tsp onion powder
1 tsp parsley flakes, dry
1/2 tsp Italian seasoning
1/2 tsp salt
16 dinner rolls, frozen white
1/2 cup butter
1 cup parmesan cheese, grated
Instructions:
Allow the frozen dough to sit at room temperature for 45 minutes, cut each roll in half with a clean pair of scissors. Pour melted butter and seasoning over dough. Add parmesan cheese. Use your hands to gently combine and coat dough. Dough will stick together. Gently pull piece of dough apart and line the bottom of a 9 in spring form pan with dough and cover with remaining cheese. Allow to sit at room temperature and rise until double. (About 1 1/2 hours) It is now ready to bake! You will want to either place a cookie sheet under it or line the bottom of the pan with foil as the butter may leak out from the spring form pan while baking. Grab a piece and enjoy!

Happy Veterans Day!

What can YOU do in honor of Veterans Day?
Hang a flag. If you have never hung a flag in your house or classroom, Veterans Day is a great day to hang one and talk about the meaning and importance of the flag. A soldier takes his oath of service in front of the American flag. In that oath, a soldier makes a solemn vow to offer his life for the country. As he takes that oath, his eyes are fixed on the flag.

NuLine acquires new Dunseith office!



NuLine has recently acquired a new insurance agency in Dunseith ND. Campbell Insurance had been a long time local agency, but remains independent allowing customers to make their own choices. Here at NuLine we are really excited to get to know the area and our new customers. Chad Friese, owner, was recently interviewed in the Turtle Mountain Star, where he was asked about the purchase. At the suggestion of their customers, Chad said, NuLine decided to make the purchase. They thought we should have an office there as we were serving the north end of Pierce County as well as Rolette County. The owners of Campbell wanted to keep their customers serviced as they intended to exit the business. NuLine and Campbell have the same carriers, so it was a natural fit for NuLine to purchase the book. NuLine currently has three offices and technology is key. We are able to stay in communication with our customers through many forms and there is always someone to help, even if an office is closed. A little bit about us; our agency has been in the insurance business since 1965 in Wells County. We are an independent agent who offer choices to our insured to allow them to use their premium dollars to find the best value. We are not a marketer on price. We believe that we give you more value but more than anything we give you information for which the insured can make informed educated decisions. Our business is to educate the insured and service them when they need it most.
The staffing at the Dunseith office is not yet defined. We will be developing an office hour schedule most likely three to four days a week. We are also exploring some technology to allow our insured to come into a lobby and log into our system and we can have remote video meetings. So far every customer we have had the pleasure of helping in the Dunseith community has been very receptive to the change of hands and we look forward to helping future customers!
Our new office is located at:
11 Main Street NE, Dunseith
You can reach any agent by calling our main office number.

Business Spotlight


Lake Region Dock and Lift
This time of year people are preparing to take their docks out of the water for the season. Mick Thompson, of Harvey, has been a ND dealer of floating docks since 2019. We asked how Mick got started…"it all started with a storm." During a storm that year, his permanent dock and boat incurred over 10,000 in damages. After that, he started researching online for a simpler, more effective dock system that would withstand the weather elements better. He found a floating dock available in MN. After he installed one, he realized floating docks are a huge game changer. Seeing there was such a need in the area and no dealer in ND, he decided to try his hand at selling them here. Along with selling, he installs them on his own (they're that easy!), services and removes them in the fall if needed. In addition to the docks, he also sells boat lifts, jet ski lifts, swim platforms and canopies. There are many benefits to the floating dock system, including no rust or corrosion, they are better to walk on with a no slip surface, a 10 year manufacturer guarantee and they stay in place no matter how much the water fluctuates. One of the biggest benefits is the system does not have to be adjusted to different heights, as it automatically does. If you would like Mick to share more information or pricing, he encourages anyone to reach out! Check out his website: lakeregiondockandlift.com
Mick can be contacted by Facebook, phone or email
Ph: 701-341-0203 Email: mickt69@msn.com

Recipe of the Month

Pineapple Shrimp Fried Rice
Ingredients:
2 Tablespoon Olive Oil
2 Teaspoons sesame oil
1 pound shrimp
Salt and pepper to taste
2 bell peppers diced
1/2 cup chopped green onion
2 cloves garlic
1 can pineapple chunks, juice reserved
2 cups leftover rice
3 tablespoons soy sauce
2 tablespoons pineapple juice
Instructions:
Heat 1 tbsp. of the olive oil and 1 tsp of the sesame in a large skillet. Once the oil is sizzling hot, add the shrimp in a single layer. Cook for 1 min, adding salt and pepper to taste, then flip for one more minute. Use a slotted spoon to remove the shrimp to a plate. Heat the remaining olive oil in the skillet and when it is hot, add the peppers and cook for 3 min. Add the green onions and garlic, cook stirring constantly for one min, then, stir in the leftover rice. Spread the rice out in the pan into the single layer and cook for 2 min. Add the pineapple chunks to the pan. Drizzle over the soy sauce, pineapple juice, and sesame oil, and mix everything. Remove the pan from heat and stir in the shrimp. Serve immediately. Enjoy!

Claim Corner

Insurance is not designed to cover everything. Every claim or situation is unique and will not always have a black and white outcome. Insurance companies try and help make the customer whole and are always on the side of the insured, but depending on how the policy is written, it can not al-ways be favorable. A great example of this is a blown car tire. People have a misconception that a blown tire would be covered completely, if you have comprehensive coverage. If your blown tire causes an accident or damage to your vehicle, there would be coverage if you have comprehensive coverage. You will not, however, be able to buy a new set of tires on the insurance companies dime. Tire damage from normal wear and tear isn't covered by auto insurance. I recently had an experience with a customer whom bought all new appliances for their home. He inquired if they could be turned into his home insurance. My first question was, what was the circumstances that led him to purchase the appliances. Insurance does not cover items that are simply old and have reached their life expectancy. Typically, homeowners insurance policies cover appliances lost or damaged due to a covered incident. An example would be a lightning strike or fire. When I explained this to our insured, it prompted him to look over his policy and understand his coverages a little better. Make it a policy, to check your policy!


Prepare to Protect


By Amy Haldorson
National Preparedness Month is an
observance each September to raise
awareness about the importance of
preparing for disasters and emergencies that could happen at
any time. I like to consider myself pretty prepared for all
disasters. I had plenty of food stockpiled during Y2K and plenty
of toilet paper during the height of Covid. The Federal
Emergency Management Agency created National
Preparedness Month three years after September 11, to
encourage every American to plan for emergencies. When my
kids were younger we had many talks about being prepared
during an emergency, especially in case of a fire. Its so
important to have a plan of action for your family. I was
explaining the importance of fire safety to my children and
decided to do an escape plan. What would you do if you woke
up in the middle of the night and smelled smoke? Would your children know what to do? At my home, we made a meeting place outside, then we practiced. It took a few times. As I was standing at our meeting place waiting for my kids come, I saw them running with so many toys and bags that I could not see their faces. I had four crying kids when I explained the stuffed animals had to stay behind. I'm not entirely certain they will listen when the time comes, but I'm hopeful. Luckily where we live, we do not have to worry about hurricanes, but we do have tornados. Do you know where to go in case of one? These are things to think about. Along with being prepared physically, know the risk of disasters in your area and check your insurance coverage. Learn how to make your home stronger in the face of storms and other common hazards and act fast if you receive a local warning or alert.
I've recently found a really great feature that is available to anymore:
Sign up for preparedness text messages: Text PRE-PARE to 43362 to receive preparedness tips!



Business Spotlight

Fritels Custom Designs


We love to find hidden gems and Fritels is no exception. Located in Knox, ND, Fritel’s Custom Designs is creating designs with you in mind. Travis Fritel had a vision in mind when he started up his side business in June of 2020. He creates many works of art using metal and other materials. Travis is the Ag teacher in Leeds, ND. What started out as a family hobby, has now become a successful business for he and his wife, Jenessa. They do the work themselves out of their shop, which is located 12 miles east of Rugby. Travis creates many personalized pieces, and has a lot of experience with machinery parts, welding and mechanics. He encourages customers to come to him with an idea and he will work to make your dream come to fruition. Custom Designs has many pieces displayed in Rugby businesses and also the Rugby School. Their customer base has grown tremendously in a year and in addition to all over the state, they have served customers in California, Oregon and Minnesota. Fritel’s Custom Designs make great gifts and I personally have my eye on a beautiful fire pit ring. Their website has their contact information and some pricing, but they can also be reached via Facebook and Instagram.
Phone: 701-263-5076 (Travis Fritel)
Check out their website at https://www.fritelscustomdesigns.com


Recipe of the Month

Blueberry baked oatmeal
Ingredients:
1 cup fresh blueberries, fresh or frozen
2 eggs
1 1/2 cup rolled oats
1 tsp baking powder
1/3 cup brown sugar
1 tsp cinnamon
3/4 tsp salt
1 tsp vanilla
1/4 cup butter
1/2 cup milk
Instructions:
Preheat oven to 350 degrees. Spray an 8x8 baking dish with non-stick spray. Add all of the ingredients except for the blueberries to a mixing bowl and stir well to combine. Fold in the blueberries gently so as not to break them up too much, Spread mixture into the prepared baking dish and bake for 30 min or until a knife comes out mostly clean. Spoon into bowls and drizzle with additional blueberries and a drizzle of cream or syrup, if desired. Enjoy!