I've been personally locking up my farm tight every day. There have been a string of unfortunate robberies in the area, which makes me, and I'm sure other people, uneasy. Farmsteads are an easy target, especially those that do not necessarily have a lot of action or active farming. If you have any valuables, such as tools, toys or even your vehicles, it’s a good idea to pull the keys & make sure they are in a locked building. Another thing to consider is a home security system. The sound of that may seem expensive and elaborate, but it doesn't have to be. There are many security cameras, doorbell systems and motion sensors that are available and inexpensive. They are useful for many things, not just spying on your kids or hubby! Security doorbell cameras alert you whenever someone is near the vicinity or coming to your front door. Many farms do motion lights to scare off intruders from their buildings. Depending on your insurance carrier, some carriers offer home security discounts, so check with your agent! So what do you do in the unfortunate event something gets stolen? You should always have an inventory of your personal property. Sounds like a lot of work, I know, but I'm here to tell you it doesn't have to be.
NuLine’s mobile app gives you the capability of adding inventory photos and videos to the app. That’s way easier than trying to type a list of belongings. Once you have determined what has gone missing, contact your insurance agent and call the police. Your homeowners policy should cover your belongings. There are special circumstances where you many have to list specific items on your policy depending on their value or if you use them for a business. Once it is determined your property is covered, you can choose to file a claim under your farm or homeowners policy.