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NuLine Insurance Services is dedicated to finding you the right insurance to insure your growth. We provide quality auto, home, business, and ag insurance.

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Business Spotlight

Michael & Jordian Mack have been busy bettering a couple different communities with their efforts. These chiropractic doctors celebrated their Grand Opening of True North Fitness in Rugby, ND this past January. This is their 2nd facility as they also have a gym in Bottineau that opened in 2021! I got my hopes up they would come to us in Harvey, but Eric Sampson, the manager of both facilities, shattered that dream when he said someone from our area had called and asked that same question and he responded that it isn’t in the near future plans…my hope is that statement has a "yet" underneath the surface.
Right now True North is a 24/7 facility that offers one-on-one personal training. Eric Sampson is the manager and trainer. He has a Master’s degree in High Performance and is passionate about teaching people how to use equipment properly! Strength leads to better balance and coordination so knowing what exercises you can do and how to do them correctly is an important aspect to the entire team at True North. Both facilities offer a range of equipment from Treadmills, Bikes, Stair Steppers, Ellipticals, Weight Machines, Free-Weights (dumbbells), Kettlebells, Stretching Mats, Medicine Balls, Ropes, Swiss balls, and the Rugby area has the privilege of having a larger multipurpose area.
True North Fitness offers individual and family memberships! I absolutely love that, when my mom had 3 high school athletes, the family package was a perfect fit for our family and not every gym offers that! So if you are in the Bottineau or Rugby area, I would definitely be checking this place out!

Recipe of the Month

3 large russet potatoes peeled and cut into large chunks
2 large Yukon Gold potatoes peeled and chunked
7 tablespoons unsalted butter
1/2 c. heavy cream
1 medium onion chopped
1/2 head green cabbage chopped
6 slices crispy cooked bacon chopped
Kosher salt and fresh ground black pepper
Place potatoes in large saucepan with enough salted water to cover. Bring to a boil over medium high heat. Reduce the heat and simmer for 15-20 min or until fork tender. Drain well, make sure to remove excess water. Add 4 tbsp. butter and cream. Cover the pot and let the butter melt. Meanwhile, melt tbsp of butter in a large skillet over medium heat. Add the onion and cook tender. Add cabbage and cook until tender, approximately 7 min. Mash potatoes with a potato masher and gently stir in the cabbage mixture and half of the bacon. Season with salt and pepper to taste. Top with remaining chopped bacon. Transfer to a serving bowl. Cut the remaining tbsp of butter into pats.
Serve with your favorite Irish main dish!

Claim Corner

More and more people are realizing that you can rent out your home and make it into an Air B & B. If you have a home that you are not inhabiting for a period of time, why not make some cash! Air B and B’s are nice because they can be more comfortable and convenient for vacation goers. With everything, there is a risk. You are entrusting your home to strangers and trusting that everything will be as you left it. I have personally stayed in many and have watched as not everyone respects property the same. There are many ways to protect yourself and your belongings. Before you open your home to temporary guests, protect your property against damage and against personal liability claims. Most homeowner policies exclude short-term rentals. But, all is not lost. There are several specialty policies that are now being offered that help insure against the unique risks posed by short-term rentals. There are many things to consider, like what if a renter gets hurt on your property. One time in particular, a girl friend of mine almost got hurt dancing on the table in our Air B and B. Who would pay for the injuries? I mean, surely this question has arose before, right? If someone gets hurt while staying at your Airbnb, you may be liable for the injuries….depending on the how it happened. There is also a risk of people damaging or swiping your property. Note to self, hide my Buffalo hide drums if I ever rent out my home. Hopefully the topic is nothing you have to think about, but you will want to make sure you are covered appropriately in case…..even if you're personal items are priceless.
The bottom line, its vital that you do your research before jumping on the home-sharing bandwagon. If you are renting out your home on a consistent basis, your insurance company could drop you as a policyholder if it considers that to be a business activity. Talking to your insurance company about what is and isn't included in your policy can help you determine what's needed to fill in the gaps.

Throw mama from the train….or car

By Amy Streifel
Road trips with your mom can be fun. Key word there is CAN. A certain person in our office set out on a road trip with her mom just last week. It started out great! There was singing and duets and all sorts fun conversations. She could of done without the romantic advice from her mom though. Michelle has been known to break out her karaoke skills on road trips. Right in the middle of her rendition of Wind Beneath my Wings, they heard a terribly loud thump. Mind you it was 8pm and negative 20 degrees. They had no idea what the sound was. Michelle assumed she hit a small animal as she has so many times. But as their vehicle started to swerve, they realized a tire had blown. She safely pulled over on the side of the road. Being an insurance agent, this was her time to shine. She knew everything to do. Put on your hazards and call for road side assistance. Unlucky for them, they were in the middle of no where and after 20 calls, no one was available to come to their aid. Michelle got out to change the tire, as she has done dozens of times. Unfortunately, the nuts were on too tight and they needed more tools. Not to mention, her eyelashes were froze to her face within 2 minutes. A little struck of good luck, they had a family member about an hour away who gladly would come to their aid. In the meantime, they had to sit tight and wait. Because I know her so well, I know that Michelle was probably hungry and probably scavenging the car looking for any morsel to eat. When she is hangry, the last thing she needed was to sing more karaoke as her mom kept suggesting. Being in a stressful situation and in close quarters with your mother makes for an interesting adventure. A couple hours later, the tire was changed and they proceeded on their journey only driving 25 mph. because of the donut. They eventually made it to their destination. What was supposed to be a three hour car ride, turned into a 6 hour nightmare. It really could of easily been much more dangerous. It got me thinking, what would I do if I was stranded in the middle of the night in those weather conditions? After hearing her story, I immediately made sure I had an emergency road kit in my car. This could happen to anyone, no matter if you have a new car or old. Knowing what to do will save your life. Along with your insurance card, there is usually a phone number for emergency road assistance. If you don’t have roadside assistance on your vehicle, act NOW! Its inexpensive to add on and worth the price ten times over. With the amount of times I've locked my keys in my car or needed my vehicle towed, I'm sure the company lost money on me. Having roadside really is a lifesaver and an inexpensive piece of mind. Along with that, do you have the essentials in your vehicle if you were to be stuck for hours? Having communication is imperative...just ask my teenagers, as they make sure their cell phones are in their hands at all times. Look at them being all responsible. Carrying extra batteries and chargers in the car is a standard everyone would benefit from. Even if you know how to change a tire, there may be a time where you need help, but having the proper tools in your vehicle makes emergency situations more doable. In North Dakota, we do not always have the resources to get help immediately, so its very important to be able to be safe until someone can get to us. One more word of important advice from Michelle….if you are ever stranded on the side of the road for hours, what is the one thing you should never leave home without?? Even I know this answer……...SNACKS!

Recipe of the Month

Strawberry Swirl Frozen Yogurt Bark
"I cant wait to enjoy these with my little sweethearts!"
2 Cups Vanilla Greek yogurt
1 Cup Strawberries
Stir the Greek yogurt briskly to remove any lumps etc. and make more pourable. Pour the yogurt into a baking paper lined dish, you want it no more than 0.5cm thick. Reserve 1/2 to 1/4 cup of the yogurt. Roughly chop 1/2 cup of the strawberries and add the remaining yogurt. Whizz it in a blender or food processor. Slice the remaining strawberries into a heart shape. Pour the now pink yogurt in even lines over the white yogurt in the dish. You will end up with stripes. Take a knife and swirl lines. Place the strawberries on top. Freeze for 4 hours. Slice or break into manageable size pieces. Enjoy with your sweethearts!
Also—still meeting those New Year Resolutions with a healthy festive snack!

Twas the Night before Christmas at NuLine

"Twas’ the night before Christmas and all through the trees, not a creature was stirring, not even Mr. Friese. NuLine’s stockings were hung in the office with care, in hopes an employee trip to the spa soon would be there. His employees were nestled all snug in their beds while visions of bonuses and more PTO danced in their heads. When out on the lawn, there arose such a clatter, Michelle sprang out of bed to see what was the matter. When what to her wondering eye would a appear, A bright green truck and the remainder of one deer. With a little old driver so lively and quick, she knew in a moment, it wasn’t Chad Faul, he wasn’t that quick. His eyes, how they twinkled, his dimples so merry. His grey hair glimmering like snow, his nose like a cherry. He spoke not a word, but went straight to his work. He filled all the stockings and turned with a jerk. A chap stick for Chantel, a planner for Mac, and don’t forget Michelle, who loves an Almanac. A rolling pin for Stacey, a new sweater for Jen, Amy wanted a co-op student, but wasn’t getting that again. Chad sprang to his truck, to a passerby gave a whistle, and down the road his truck flew like the down of a thistle. But we heard him exclaim as he drove out of sight, Merry Christmas from NuLine and to all a goodnight!"

You know Dasher and Dancer and Prancer and Vixen...but do you recall the most infamous holiday disasters of all?

By Amy Streifel
Last Christmas I tried my hand at a real Christmas tree. I knew nothing about caring for them and always wanted to try having one. How hard can it be? Turns out its easier said than done, at least for me. I usually like no maintenance and easy. I knew the risks of having a real tree, such as a fire if its not properly watered. The first week, my tree looked great. I was very vigilant on making sure the lights were turned off when we weren't there. I watered it every day without fail, but by the second week, I was over the maintenance. I ‘forgot’ to water the second week, when in reality I was testing my theory that I really didn't need to every day. By the third week my tree was still alive, but turning brown. At this point I was scared to even turn the Christmas lights on. By the fourth week, I had my artificial tree back up. Turns out real trees are not my thing. They are beautiful and I commend people who have them, but I did not have the patience. I told my children we were doing a fun little experiment when they questioned what I was doing.
Christmas tree fires are more common then you think. It can take only a matter of minutes before noxious smoke and scorching heat fill the entire room. Christmas trees are a powerful fuel source, especially when dry. The tree gives off a lot of heat energy. A blazing tree can give off as much heat as forty thousand 100-watt light bulbs. There are an estimated average of 170 home fires caused by Christmas trees every year. Most homeowners insurance policies cover fire in and around your home, including a Christmas tree fire. Real trees do not have to be scary. If you pick a fresh one, make the sure the placement is away from heat sources and water it properly there is no reason not to have one. I just may give one a try again in the future..but I'm still keeping my artificial close by.

Our NuLine Kids

By Amy Haldorson
The time has finally come. The graduation of our children. What seemed like a far off day is now at the forefront and NuLine would like to pay tribute to three exceptionally special seniors: Isaac Friese, Alexa Haldorson and our High School co-op employee, Madden Thorson. These remarkable individuals are starting their journey into adulthood and we couldn't be more proud. Watching our "NuLine kids" grow up has been one of our greatest joys and we wish them all luck with their undoubtedly bright future.
1. What will you miss the most about high school ?
2. Best high school memory?
3. Future plans?
4. Any advice to underclassman?
-Being around my friends and classmates every day. I will also miss being on the field or court with my teammates.
-Playing under the lights on Friday nights.
-Attending MSUM and plan on going into business and playing football.
-Cherish every moment/memory because it’s a quick 4 years!
-I will miss my friends that I have made and seeing them on a daily basis.
-I don’t have one best memory, but I liked being able to participate in so many high school sports and activities. I also liked that seniors finally got the logo painted on the football field for our last season. (Thanks to some parents for that.)
-I will be attending Valley City State University to study Agri-business and play football.
-Don’t take these years for granted, enjoy every minute of them. Get involved in an activity, club or athletic sport because you get to hang with your friends and also meet so many other kids from around the state. Work hard, but have fun because it will pay off!
-Getting to see all of my friends every day and messing around in Mr. Preble’s class.
-My best memory was senior skip day.
-I plan to attend NDSU and major in Business Management.
-Don’t be afraid to join organizations in high school. It keeps you busy and you can learn a lot of valuable life skills from them.

Recipe of the Month

Blueberry baked oatmeal
1 cup fresh blueberries, fresh or frozen
2 eggs
1 1/2 cup rolled oats
1 tsp baking powder
1/3 cup brown sugar
1 tsp cinnamon
3/4 tsp salt
1 tsp vanilla
1/4 cup butter
1/2 cup milk
Preheat oven to 350 degrees. Spray an 8x8 baking dish with non-stick spray. Add all of the ingredients except for the blueberries to a mixing bowl and stir well to combine. Fold in the blueberries gently so as not to break them up too much, Spread mixture into the prepared baking dish and bake for 30 min or until a knife comes out mostly clean. Spoon into bowls and drizzle with additional blueberries and a drizzle of cream or syrup, if desired. Enjoy!